Rowan Hale

Left banking compliance to write about money without the jargon. Covers budgeting, debt, and getting started with investing.

Articles by Rowan Hale

Latest Posts

Crypto

BTC Faces 20% Drop Risk from Bear Pennant and Whale Moves

Bitcoin chart pattern, whale activity warn of another 20% price drop Bitcoin has developed a prominent bearish pattern on its

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Investing

Harbor EMES ETF Q4 2025 Performance Review

Quarterly Performance Summary In the fourth quarter of 2025, the Harbor Emerging Markets Select ETF recorded a return of 3.26%

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Investing

0% APR Trick Dave Ramsey Hates But Works

0% APR Balance Transfer: Dave Ramsey Disapproves Popular personal finance expert Dave Ramsey maintains a firm opposition to all forms

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Economy

Germany’s Plan: Retirement Savings for 6-Year-Olds as Boomers Unretire

Millions of baby boomers across various nations are discovering that they cannot comfortably step away from their careers due to

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Investing

AppLovin Q4 Earnings: Prioritizing AppDiscovery ROAS Over Competition Noise

Summary AppLovin continues to hold a Strong Buy rating, accompanied by a price target of $605, even after delivering impressive

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Economy

Analyst: Skip College Debt, Train as Electrician Amid AI Job Risks

With artificial intelligence posing a significant threat to white-collar employment opportunities and living expenses surging to unprecedented levels, alarming predictions

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Investing

Strategy STRC Preferred Shares Rebound Past $90 After June Low

The preferred shares belonging to Strategy have shown a notable recovery, climbing nearly twenty four percent from the lowest closing point recorded during June while the company continues to strengthen its cash holdings and actively buy back shares of STRC.Strategy variable rate preferred stock kno

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Markets

Why Smart Investors Continue Buying Amid Market Volatility

Following an extended period of impressive gains, leading stock market benchmarks are beginning to show signs of instability. The S&P 500 has declined by over 1.25 percent since the start of June, and the Nasdaq Composite has dropped more than 6 percent during the same timeframe.It is important to r

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Crypto

Willy Woo Warns of Q-Day Threat as Bitcoin Lags Gold Valuation

Renowned on-chain analyst and one of Bitcoin’s earliest adopters, Willy Woo, has issued a cautionary note that growing concerns over

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